It all starts with this simple mind set: “You don’t work for money. You let the money do the work for you.”
Easy said that done eh? Yes, but before you let the doubt, fear and cynicism conquer your feelings, try to consider this thought.
Money is not a thing. It is just an …

You’re still young. Start saving now.
For most adults in their early twenties, they have less responsibilities. The money they earned mostly goes straight into their own pockets (and for some, into their parents’). So now is the best time to actually keep some of the money in several saving funds. …

Do personal saving before paying expenses.
Every time after receiving your payroll, set aside a fixed amount of money and put it in your saving account before working out on the bills and what not. This will do two things:
1) Ensure that your most important asset (your saving) is in a …

Have a 30-days wishlist.
Every time you feel like buying something for yourself and the price makes you cringe (or not), restrain yourself for a moment and do not buy it, yet. Put it in your wishlist and leave it there.
After 30 days, go back to the list. If you still …